If you took out a PCP, HP or PCH finance deal, you may have been mis-sold. We’ll check if you’re owed compensation.

We check your finance details, identify any eligible claims and manage the process form start to finish. We may refer your claim to a third party for processing.

We cover a broad range of lenders. Submit your form and we’ll check for eligible claims.

Compensation would vary, the FCA currently estimate an average of £700 per agreement.

Like PPI, a Redress Scheme will most likely be used to faclitate compenstation.

Complete our form—we’ll guide you through the process.

No. We operate on a strict no-win, no-fee basis.
We will charge you a fee based on a sliding scale from 18%-36% (inclusive of VAT) of your compensation. We will charge a termination fee if you cancel your agreement with us after the 14 days cancellation period, please read our Terms and conditions for more information.

No. Your credit score and existing agreements won’t be impacted.

Yes. Your data is handled securely and only used to manage your claim.

No. CMCs don’t require clients to enter into insurance policies.

If the finance was unclear, pressured or didn’t show other options, you may have been mis-sold.

Yes. Past agreements are still eligible.

Yes. We can often take over the claim process. You will have to ensure that you have first exited your contract with your previous firm.

Not currently, but this may change when the FCA finalise their redress early 2026.

Yes, if you’re the executor or authorised representative.

Yes. Each qualifying agreement can be assessed individually.

No. Laws protecting consumers apply only from April 2007 onward.

18–36% (incl. VAT) of the compensation won. No fee if the claim is unsuccessful.
We will charge a termination fee if you cancel your agreement with us after the 14 days cancellation period, please read our Terms and conditions for more information.

You can claim for free to your lender and the FOS, or by waiting for the compensation scheme the Financial Conduct Authority will launch in 2026.

Based on hidden commissions and inflated rates that you were not made aware of.

The FCA have extended lenders deadline to respond to complaints to 31st May 2026. However, we will know more on timelines once the FCA finalise their redress.

Often within a few days, but final decisions may depend on the finalised redress scheme.

We review your details and contact lenders to establish claim validity. We may refer your claim to a third party for processing.

We provide frequent updates in line with our Privacy Policy.

Yes. Some parts of the process may involve extended wait times due to the pause on Lenders response to complaints

The FCA are set the finalise their redress early 2026, the lender's deadline to respond to complaints has been extended to 31^st May 2026.

Yes. You can cancel anytime in writing. You will not be charged if cancelled within 14 days.

There is no chargeable fee during the 14-day cooling-off period. After that, a reasonable charge may apply in line with the FCA's guidance, if work has been done on your claim. Please read your terms and conditions for details.